Salary packaging

Personal finance
Credit · Debt
Mortgage Car loan Charge card Credit card Unsecured personal loan Rent-to-own Student loan Pawn Title loan Payday loan Refund anticipation loan Refinancing Debt consolidation Debt rescheduling Bankruptcy
Employment contract
Salary Wage Salary packaging Employee stock ownership Employee benefits
Retirement
Pension Defined benefit Defined contribution Social pension Social security
Personal budget and investment
Active management Alternative investment Asset allocation economics growth Bond (finance) Cash Diversification (finance) Equity (finance) ESG Estate planning ETF Financial adviser asset plan planner independence Fundamental analysis Government bond Growth investing Growth stock Hedge (finance) Impact investing Investment advisory Investment performance Investment style Investor profile Market risk Passive management Portfolio optimization Speculation Stock Stockbroker Target date fund
See also
Asset pricing Bank Citizen's dividend Cooperative Credit union Economic bubble Financial deepening Financial inclusion Financial risk Fintech Guaranteed minimum income Market impact Risk-return spectrum Social dividend Structured product Sustainability Systematic risk Universal basic income Volatility (finance) Watered stock
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Salary packaging (also known as salary sacrifice or salary exchange) is the inclusion of employee benefits (also called fringe benefits) in an employee remuneration package in exchange for giving up part of monetary salary. Such arrangements are entered into most commonly if there are tax or other benefits to be derived by the employer or employee from the arrangement.^[1]