In Hinduism, Sanchita karma (heaped together) is one of the three kinds of karma. It is the accumulation of one's past karmas – all actions, good and bad, from one's past embodiments that are stored in one's subconscious.[1] Sanchita karmas follow through to the next life.[2][3]
A part of the Sanchita karmas that has reached fructification, called Prarabdha karma, will determine the body form that the spiritual entity will assume to experience them so also the friends, relatives and life partner you get.[4]